Author: admin

139 Posts Here
139 Posts Here

Interest Rate News

December 5, 2018/News/0 Comments

As the holiday season rapidly approaches, the Reserve Bank of Australia (RBA) met today for its final meeting of 2018. As expected, they have elected to keep the official cash rate on hold at 1.5%, where it will remain until their next meeting in February 2019. This is the 27th…

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Increase Your Borrowing Capacity By Reducing Your Credit Card Limits

December 3, 2018/Aqua Connect/0 Comments

Increase your borrowing capacity by reducing your credit card limits. Lenders now typically assume that your credit card will cost a monthly 3.75 per cent of its limit, even if unused.  For example, if you have a $10,000 limit, that’s $375 of your repayment capacity for a home loan each…

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Current Bank Cash Back Offers

November 13, 2018/Aqua Connect/0 Comments

With the ever competitive home / investment loan market.  Please see below a summary of the current incentives Banks are offering to win over customers. NAB – $1,250 cashback offer (refinance & purchase) Bank of Melbourne – $2,000 cashback – refinance / $1,500 – purchase [exp 31st Dec] ANZ –…

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Interest Rate News

November 7, 2018/News/0 Comments

As expected, the RBA kept the official cash rate on hold again at its November Melbourne Cup Day meeting. Forecasters are predicting no rate rises until late 2020 and don’t rule out the next move being a rate cut, considering declining home prices. However, despite auction clearance rates falling below…

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Current 2 Year Owner Occupied Fixed Rates

November 1, 2018/Aqua Connect/0 Comments

Current 2 year fixed rates for owner occupied home loans with principle and interest payments.  

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Lending Options For Stratum & Company Title

October 24, 2018/Aqua Connect/0 Comments

Please see below for the latest summary of the max loan to value ratio lenders are offering on Company share and Stratum titled properties.

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Loan Pre Approval Changes

October 17, 2018/Aqua Connect/0 Comments

              Some major Banks recently made changes to their Approval in Principle (AIP) / Pre-Approval process and I’d like to make sure you are up to speed with the recent changes as some now don’t fully assess the application. Customers will still receive a…

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